Workers’ compensation, also called workers’ comp, is a state-mandated insurance program that affords compensation to employees who suffer from a job-related injury and illness. For most cases, the employee is eligible for benefits regardless of who was at fault for the injury. Because of these guaranteed benefits, employees are usually not able to sue their employer for damages for their injuries.

There are usually two main factors that determine if you get workers’ compensation. The first is if you are an employee and the second is if your injury happened while at work or because of your employment. Since there can be complexities with getting your workers’ compensation benefits, it is best to consult with an experienced workers’ compensation attorney, who can let you know what your legal rights are.

This will depend on the circumstances of your particular case. For the most part, if the injury “arises out of” and happens “within the scope of employment,” they will be covered. For example, if the employee was out running an errand for work because the employer requested it, they may be eligible for benefits if an injury occurred while running that errand. A workers’ compensation attorney will be able to answer your questions and let you know if you are eligible to receive benefits for your injury.

Absolutely. It can be difficult to get your workers’ compensation benefits, even if you are entitled to them. A workers’ compensation attorney will be able to navigate you through the legal process and apprise you of your rights.

Workers’ compensation will pay for any medical expenses associated with diagnosing and treating your injury. There are also disability payments available if you are unable to work, and you may also get benefits for rehabilitation and retraining.

No. Not every employer is required to have coverage for workers’ compensation. Each state has different laws, but the responsibility of the employer will depend on how many employees they have, the type of business it is and what type of work is being done. There are also certain workers who are excluded from receiving workers’ compensation, such as farm workers, seasonal workers or casual workers.

Your injury does not need to be the result of an accident in order to receive benefits. You may be compensated for an illness or disease that was caused by a gradual build-up of work conditions, such as lung disease, heart conditions, repetitive stress injuries and chronic back problems.